We Are Part of an International Financial Group
Providing Modern Financial Services in Six European Countries
IMPULS-LEASING Polska Sp. z o.o. is part of the renowned IMPULS-LEASING Group headquartered in Austria. The Group is an integral part of the Raiffeisenlandesbank Upper Austria Group, with assets amounting to nearly EUR 50 billion. More information about Raiffeisenlandesbank Upper Austria can be found at www.rlbooe.at.

Raiffeisenlandesbank Group operates leasing services in six countries:
Austria, Croatia, the Czech Republic, Germany, Poland, and Romania. For over 40 years, the Group has supported its Clients by offering modern financial services in 40 locations.
A Comprehensive Offering
In 2009, IMPULS-LEASING Polska established IMPULS-INSURANCE Polska, of which it is the sole owner. The goal of the insurance agency is to provide Clients with a comprehensive range of services. IMPULS-INSURANCE Polska offers a wide array of insurance options to Clients of IMPULS-LEASING Polska throughout the entire duration of the lease agreement.
Modern Financial Services for Your Business
Since 2007, IMPULS-LEASING Polska Sp. z o.o. has operated on the Polish leasing market. The company delivers top-quality financial services, supporting Polish entrepreneurs in achieving their business goals. The offer is primarily addressed to small and medium-sized enterprises, although large Polish firms and international corporations also benefit from the company’s services.
IMPULS-LEASING Polska offers financing in the form of operational leasing, financial leasing, loans, leasing contracts, and stock financing. The company operates through offices in 19 locations across Poland.
Our Vision and Mission
IMPULS-LEASING Polska Vision
IMPULS-LEASING Group as the market leader in Customer Satisfaction.
IMPULS-LEASING Polska Mission
We provide our Clients with excellent service quality.
Our entrepreneurial culture inspires our highly qualified Employees to deliver sustainable and tailor-made financial solutions. In doing so, we create value for our Partners and the environment.
Our Values
Bringing Our Core Corporate Values to Life
Collaboration

Sustainability

Innovation

Customer
Orientation

Regional Commitment

Awards and Distinctions
Forbes Diamond 2024
We are delighted to announce that IMPULS-LEASING Polska has been honored with the prestigious Forbes Diamond 2024 title. This recognition is a testament to our dynamic growth and continuous development. The Forbes Diamonds ranking annually celebrates companies with the fastest-growing value in Poland. We are proud that our efforts have been acknowledged by the editorial team at Forbes Polska. We extend our sincere thanks to our Clients — your trust is the foundation of our success.

Pearls of Polish Leasing 2025
We are pleased to share that IMPULS-LEASING Polska has been awarded the distinguished title “Pearls of Polish Leasing 2025” for the fourth consecutive year by Gazeta Finansowa. This recognition affirms our commitment to exceptional service quality and a flexible offering that sets us apart from the competition.
Thank you to our Clients for your ongoing support and trust, which empower us to achieve new milestones together.


Pearls of Polish Leasing 2025
We are pleased to share that IMPULS-LEASING Polska has been awarded the distinguished title “Pearls of Polish Leasing 2025” for the fourth consecutive year by Gazeta Finansowa. This recognition affirms our commitment to exceptional service quality and a flexible offering that sets us apart from the competition.
Thank you to our Clients for your ongoing support and trust, which empower us to achieve new milestones together.
Client-Friendly Company 2025
We are pleased to announce that IMPULS-LEASING Polska has been awarded the prestigious ‘Customer-Friendly Company’ emblem for the eleventh time. This distinction is the result of a reliable and independent customer satisfaction survey conducted by the Experience Institute research agency. The Customer-Friendly Company 2025 index for IMPULS-LEASING Polska was 92%, which places us well above the positive certification threshold of 75%.
We would like to thank all our customers who took part in the survey.

Management Board

Izabela Jolanta Korczakowska
President of the Management Board, IMPULS-LEASING Polska
President of the Management Board, IMPULS-INSURANCE Polska
Izabela Jolanta Korczakowska
Izabela Jolanta Korczakowska has been President of the Management Board of IMPULS-LEASING Polska since July 2025, and since October 2024 she has also been President of the Management Board of IMPULS-INSURANCE Polska. She began her career at the IMPULS-LEASING Group in July 2024, taking up the position of Member of the Management Board of IMPULS-LEASING Polska and Member of the Management Board of IMPULS-INSURANCE Polska. She brings over 20 years of experience in sales, business development, project management, and people leadership. She has been active in the financial industry since 2013.
From November 2021 to May 2024, she served as Commercial Director at Societe Generale Equipment Finance. Between 2013 and 2021, she worked within the EFL Group, holding the following positions: Account Management Director at Carefleet (CFM) (2013–2016), Deputy Director of the EFL Sales Network Department (2016–2018), Director of Sales and Customer Service Process Management (2018–2020), Director of Remote Sales and Partner Relations (2020–2021).
In addition to her financial industry experience, she held management positions in the logistics and freight forwarding sector, including at PANALPINA SA (now DSV Global Forwarding), where she was responsible for establishing and later managing the sales and customer service departments.
She is a graduate of the Wrocław University of Economics and completed postgraduate studies in International Supply Chain Logistics at the International University of Logistics and Transport in Wrocław, as well as in Sales Management at the WSB University in Wrocław.

Michał Karniłowicz
Member of the Management Board, IMPULS-LEASING Polska
Member of the Management Board, IMPULS-INSURANCE Polska
Michał Karniłowicz
Michał Karniłowicz is a Member of the Management Board of IMPULS-LEASING Polska and IMPULS-INSURANCE Polska, responsible for the Back Office area since September 2025. He has been associated with the IMPULS-LEASING Group since 2022, when he took up the position of Chief Financial Officer.
He has nearly 20 years of professional experience in the financial services industry, gained in managerial positions in Poland and in the Central and Eastern Europe region. He specializes in financial management, risk management, back-office processes, and the implementation of technological innovations, including automation and artificial intelligence solutions. At the IMPULS-LEASING Group, he was responsible for shaping the strategy for the use of artificial intelligence, and the team he led designed and implemented an internal AI assistant to increase the efficiency of the entire organization.
Before joining the IMPULS-LEASING Group, he worked, among others, at Digital Care Group as Finance Manager, where he co-created an international business model for mobile device rental (Poland, Baltic countries, South Africa). He also served as EEA Finance Manager at Caterpillar Financial Services, responsible for finance in nine Eastern European countries, and as Finance Director at CFM – Business Lease Poland. Previously, he gained experience at the AXA Group, KBC Group, and Ernst & Young.
Michał Karniłowicz is a graduate of the Warsaw School of Economics with a degree in Finance and Accounting. He holds internationally recognized professional qualifications ACMA, CGMA, certified by CIMA and AICPA, as well as the title of Chartered Sustainable Finance Manager (CSFM).