GAP Index30 Insurance
Provides an additional payout equal to 30% of your AC/Third-Party Liability insurance compensation
If your car, truck tractor, motorcycle, or camper is stolen or declared a total loss after an accident — rest assured. With GAP insurance, your finances are protected.
A new vehicle starts to depreciate the moment it leaves the showroom. In just two years, it can lose up to 30% of its value, depending on the make and model. GAP insurance ensures that in the event of total loss or theft, you’ll receive additional funds to help you purchase a new vehicle — without taking a financial hit.
Standard compensation from AC or third-party liability insurance often doesn’t cover the full value of your vehicle — especially if you still have installments to pay. GAP protects you from being left without a vehicle while still paying off something you no longer own. Protect yourself from unexpected expenses and enjoy financial peace of mind with GAP coverage.
Invest in Your Financial Security and Comfort with GAP
IMPULS GAP Index30
Gain extra protection with IMPULS GAP Index30
IMPULS GAP Index30 provides an additional benefit in the event of the loss or destruction of a leased vehicle — whether a passenger car or a truck tractor with trailer.
In the event of total loss or theft, you will receive an additional payout equal to 30% of the compensation paid out by your insurer under AC or third-party liability.
IMPULS GAP Index30 Guarantees:
- NAn additional 30% benefit, calculated from the market value of the vehicle (or truck tractor with trailer)
- NReduction of financial loss between the cost of a new vehicle and its market value at the time of the incident
- NConvenient, interest-free monthly installments, with no hidden handling fees
- NFull protection throughout the lease term — for up to 72 months
Example: How IMPULS GAP Index30 Protects Your Car
Leased Vehicle Value: PLN 200,000
After 30 months, the market value drops by over 40%
Insurer payout –
PLN 120,000 (based on current market value)
In the event of a total loss, the insurer pays the market value: PLN 120,000
IMPULS GAP Index30 payout –
PLN 36,000 (30% of 120,000)
Thanks to IMPULS GAP Index30, you reduce your financial loss by PLN 36,000.
Value lost without GAP –
PLN 44,000
Total received: PLN 156,000
Thanks to IMPULS GAP Index30, you reduce your financial loss by PLN 36,000.
Example: How IMPULS GAP Index30 Protects Your Truck Tractor with Trailer
Leased vehicle value: PLN 300,000
After 49 months, the market value drops by over 40%
Insurer payout
PLN 166,000
In the event of a total loss, the insurer pays the market value: PLN 166,000
IMPULS GAP Index30 payout –
PLN 33,200 (30% of 166,000)
With IMPULS GAP Index30, you reduce your financial loss by PLN 33,200 and retain greater stability.