Auto with IMPULS
– Driving Your Business Ambitions
- New and used passenger and commercial vehicles
- Down payment from 0%
- Decision in as little as 24 hours
Auto with IMPULS – Driving Your Business Ambitions
Whether you need a car lease for your company for representative purposes or a vehicle with truck approval (N1 approval car lease) for tax benefits, our offer will meet your expectations.
We’ll support you in negotiating terms with suppliers and offer attractive financing conditions. Expect a decision within 24 hours of submitting your application.
We Finance:
New and used passenger cars and commercial vehicles of all makes and models
Offer Parameters
- NDown payment: from 0% of the vehicle’s value — you decide whether to make an initial payment.
- NFinancing term: flexible from 24 to 72 months, depending on your needs.
- NCurrency: choose between PLN or EUR.
- NHigh residual value: the option to set a high final payment (residual value), reducing your monthly installments.
- NMinimal formalities: simplified procedures and lightning-fast approval — decision in as little as 24 hours.
- NFlexible installments: we’ll tailor the repayment schedule to your needs — seasonality and uneven payments are not a problem.
Benefits of Working with Us
- NTransparent terms – a clear agreement from start to finish, with no hidden clauses.
- NNo hidden fees – all charges are disclosed upfront, with no surprise commissions.
- NMinimal paperwork – we value your time, so we’ve reduced documentation to a minimum.
- NFlexible offer – we adapt the financing terms to your preferences; you choose the down payment, contract duration, and final value.
- NVehicle purchase support – we help negotiate purchase terms with your supplier.
- NAttractive insurance package – we offer preferential vehicle insurance terms.
- NModern Customer Portal – 24/7 access to your repayment schedule, invoices, and online contract management.
Financial Products Tailored to Your Needs
| Financing Product | Operating Lease | Financial Lease | Lease Loan |
|---|---|---|---|
| Equipment owned by Lessor during lease term | • | • | |
| Equipment becomes Lessee’s property after final payment | •* | • | |
| Installments and usage costs deductible by Lessee | • | •** | •** |
| Depreciation deductible by Lessee | • | • | |
| Initial payment from 0% | • | • | • |
| Agreement term up to 72 months | •*** | • | • |
| Minimal paperwork | • | • | • |
| Simplified process – decision within 24h | • | • | • |
| New and used items eligible | • | • | • |
* Ownership transferred based on a pre-agreed buyout value
** Interest portion of installment deductible
*** Contract term must be at least 40% of the statutory depreciation period
Financing in 3 Simple Steps
Getting vehicle financing is quick and uncomplicated.
Submit a request or application – Fill out a short online form or contact our Advisor to discuss your vehicle needs.
1. Quick decision
You’ll receive an offer and financing decision within 24 hours of your application.
2. Sign the contract
Complete minimal formalities. Sign the leasing contract conveniently online or during a meeting with your Advisor.
3. Vehicle delivery
We finance your chosen vehicle, and you take delivery and get to work immediately. You also gain access to the Customer Portal to manage your contract easily.
FAQ – Frequently Asked Questions
Can I finance a used vehicle through leasing?
Yes. Our offer includes financing for both new and used vehicles.
The vehicle must be in good technical condition with a documented history — we finance used cars from trusted suppliers or authorized dealers. This ensures reliability throughout the lease period.
What is the required down payment for Auto with IMPULS?
You can lease with no down payment at all.
A 0% initial payment means you don’t need to commit capital upfront, although you can choose to pay a starting fee — the higher the down payment, the lower your monthly lease payments. The choice is yours and can be adjusted to your company’s financial situation.
What’s the difference between an operating lease and a financial lease?
In an operating lease, the vehicle remains the property of the lessor for the contract term. You use the car, and the lease installments and initial payment may be tax-deductible. At the end of the term, you can buy the vehicle for a pre-agreed amount (e.g., 1% or 20% of its initial value).
In a financial lease, you become the owner after the final payment. During the contract, you deduct the interest portion of the installments, and the vehicle is amortized on your company’s books.
Can I purchase the vehicle at the end of the lease?
Yes. For operating leases, you typically have the option to buy the vehicle at the end of the term for a pre-agreed attractive price (residual value). If you choose to do so, ownership transfers to you upon payment.
For financial leases, no additional buyout is needed — ownership transfers automatically after the final installment.
Do you finance electric vehicles?
Yes, we offer dedicated financing solutions tailored to the unique characteristics of electric vehicles.
The More You Know, the Less You Risk
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