Yes. Our Transport with IMPULS program covers both new and used vehicles. Used tractor units, trucks, and trailers may be leased if they meet our criteria — such as acceptable age and condition at lease end. In most cases, we don’t require external valuation — we accept the invoice value or perform our own valuation to speed up the process.

With an operating lease, you can buy the vehicle at the end of the lease. We define the buyout value in the contract upfront — it can be symbolic (e.g. 1% of the vehicle’s value) or higher, depending on your preferences. Once the last installment and the buyout amount are paid, you receive the vehicle’s sale invoice and become its legal owner. The buyout process is simple — with no hidden fees beyond the agreed final amount.

Absolutely. We understand the transport industry is seasonal — for example, with higher activity during specific months. That’s why we offer seasonal payment schedules tailored to your revenue cycle. This helps you manage your cash flow by paying lower installments during off-peak periods and higher ones during peak business months.

We keep formalities to a minimum. Typically, we require a leasing application with attachments and basic financial documents depending on your business type and financing amount:

• For sole proprietorships (JDG): PIT-36 for the previous year and a current KPiR statement
• For companies (e.g. sp. z o.o., S.A.): Balance Sheet and Profit & Loss Statement (P&L) for the last closed year and the current period

For existing clients or smaller financing amounts, we use simplified procedures — often just a statement of income or bank account extract is sufficient.
Your advisor will let you know exactly which documents are needed in your case. We ensure the process is fast, clear, and tailored to you.