{"id":7364,"date":"2025-04-25T18:32:06","date_gmt":"2025-04-25T16:32:06","guid":{"rendered":"https:\/\/impuls-leasing.pl\/abcs-of-leasing\/"},"modified":"2025-05-31T20:39:47","modified_gmt":"2025-05-31T18:39:47","slug":"abcs-of-leasing","status":"publish","type":"page","link":"https:\/\/impuls-leasing.pl\/en\/abcs-of-leasing\/","title":{"rendered":"ABCs of Leasing"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.27.4″ use_background_color_gradient=”on” background_color_gradient_direction=”360deg” background_color_gradient_stops=”rgba(255,255,255,0) 52%|rgba(0,0,0,0.45) 100%” background_color_gradient_start=”rgba(255,255,255,0)” background_color_gradient_start_position=”51%” background_color_gradient_end=”rgba(0,0,0,0.45)” background_image=”https:\/\/impuls-leasing.pl\/wp-content\/uploads\/2025\/04\/impuls-abc-leasingu-bg-02-img.jpg” min_height=”545px” min_height_tablet=”auto” min_height_phone=”200px” min_height_last_edited=”on|phone” custom_padding=”34px||0px||false|false” background_last_edited=”on|phone” use_background_color_gradient_phone=”on” background_color_gradient_direction_phone=”180deg” background_color_gradient_stops_phone=”rgba(255,255,255,0) 12%|rgba(0,0,0,0.45) 100%” custom_css_main_element=”display: flex;||align-items: flex-start;\t||” locked=”off” global_colors_info=”{}” custom_css_main_element_last_edited=”on|tablet” custom_css_main_element_tablet=”display:block;||” custom_css_main_element_phone=”display: flex;||align-items: flex-end;\t||”][et_pb_row _builder_version=”4.27.4″ background_enable_color=”off” max_width=”1110px” module_alignment=”center” custom_margin=”0px|0px|0px|0px|false|false” custom_padding=”|0px|10px|0px|false|false” border_radii=”on|4px|4px|4px|4px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ text_font=”Open Sans|600|||||||” text_text_color=”#FFFFFF” text_font_size=”36px” text_line_height=”1.2em” ul_line_height=”1.4em” header_font=”Montserrat|||on|||||” header_text_align=”left” header_text_color=”#ffffff” width=”50%” width_tablet=”50%” width_phone=”50%” width_last_edited=”on|phone” custom_margin=”||20px||false|false” custom_padding=”||||false|true” text_font_size_tablet=”36px” text_font_size_phone=”24px” text_font_size_last_edited=”on|desktop” header_text_shadow_style=”preset1″ global_colors_info=”{}”]<\/p>\n

The More You Know, the Less You Risk<\/p>\n

[\/et_pb_text][et_pb_text admin_label=”Tekst” _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#FFFFFF” text_font_size=”18px” custom_margin=”||20px||false|false” locked=”off” global_colors_info=”{}”]<\/p>\n

Discover the ABCs of Leasing and Secure Your Investments<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”A” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Administrative Fee \u2013 <\/strong>a fee for preparing and concluding the lease agreement.<\/p>\n

Amortization<\/strong> \u2013 the gradual reduction of a fixed asset\u2019s value (e.g., a vehicle) over time. In a finance lease, amortization is carried out by the Lessee; in an operating lease, by the Lessor.<\/p>\n

Assignment<\/strong> \u2013 the transfer of rights and obligations under a leasing agreement to another entity, subject to the Lessor\u2019s approval.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”B” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

BIK (Credit Information Bureau)<\/strong> \u2013 an institution that collects clients\u2019 credit history. The Lessor may check BIK to assess a client\u2019s creditworthiness.<\/p>\n

Buyout<\/strong> \u2013 the process where the Lessee becomes the asset\u2019s owner after paying the residual value at the end of the lease.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”E” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

End of Contract<\/strong> \u2013 the final stage of the lease agreement. It may conclude with the asset\u2019s return to the Lessor or its buyout by the Lessee.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”F” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Finance lease<\/strong> \u2013 the asset becomes the Lessee\u2019s property after the contract ends; the Lessee amortizes the asset and deducts the interest portion of the installments.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”G” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

GAP Invioce<\/strong> \u2013 guarantees a benefit equal to the invoice value of a lost or destroyed vehicle (passenger car or semi-truck with trailer). In the event of total loss or theft of a leased vehicle, you receive the difference between the vehicle\u2019s invoice value and the insurance payout from the AC or third-party policy. <\/p>\n

GAP Index30<\/strong> \u2013 guarantees an additional payment in case of total loss or theft of the leased vehicle (passenger car or semi-truck with trailer), amounting to 30% of the insurer\u2019s AC or third-party payout. <\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”K” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

KRD (National Debt Register)<\/strong> \u2013 a database containing information about the debts of individuals and companies; used by Lessors to assess credit risk.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”L” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Late Payments<\/strong> \u2013 when the Lessee does not pay installments on time, it may result in additional fees or contract termination.<\/p>\n

Lease (Dzier\u017cawa) \u2013<\/strong> a contract in which the owner gives an object for use to another entity in exchange for rent.<\/p>\n

Lease Installment<\/strong> \u2013 a periodic payment by the Lessee for use of the leased asset, including principal and interest.<\/p>\n

Leased Asset \u2013 <\/strong>the item covered by the lease agreement, such as a car, machine, or medical device.<\/p>\n

Leasing<\/strong> \u2013 a financing method where the Lessor provides the asset to the Lessee for use over an agreed period and at agreed payments.<\/p>\n

Leasing Loan<\/strong> \u2013 a financing method where the client receives funds to purchase a fixed asset and becomes its owner; repayment is made in installments.<\/p>\n

Lessee<\/strong> \u2013 the party in a leasing agreement that uses the leased asset and commits to paying installments.<\/p>\n

Lesseeholder<\/strong> \u2013 another term for Lessee.<\/p>\n

Lessor<\/strong> \u2013 the leasing company that finances and provides the asset to the Lessee.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”O” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Operating lease \u2013 <\/strong>the asset may be purchased by the Lessee at the end of the lease for a pre-agreed residual value; the Lessor amortizes the asset, and the Lessee deducts the full lease payment as an expense.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”P” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Pro forma invoice \u2013 <\/strong>an informational document that is neither an accounting record nor a payment obligation.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||0px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”R” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” locked=”off” global_colors_info=”{}”][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Repayment Schedule<\/strong> \u2013 a plan detailing payment dates and amounts of leasing installments.<\/p>\n

Residual Value<\/strong> \u2013 the agreed purchase price for the asset at the end of the lease term. Often expressed as a percentage of the initial asset value (e.g., 10%) and affects monthly installment size \u2014 the higher the residual value, the lower the monthly payments.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#f6f6f6″ custom_margin=”||0px||false|false” custom_padding=”34px||50px||false|false” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” width=”100%” max_width=”1110px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” border_width_left=”5px” border_color_left=”#AACC00″ global_colors_info=”{}”][et_pb_heading title=”S” _builder_version=”4.27.4″ _module_preset=”default” title_font=”Open Sans|700|||||||” title_font_size=”16px” custom_margin=”||0px||false|false” custom_padding=”47px|90px|13px|90px|false|false” custom_padding_tablet=”47px|90px|13px|90px|false|false” custom_padding_phone=”47px|30px|13px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_heading][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”Open Sans||||||||” text_text_color=”#000000″ text_font_size=”14px” custom_margin=”||||false|false” custom_padding=”|90px|47px|90px|false|false” custom_padding_tablet=”|90px|47px|90px|false|false” custom_padding_phone=”|30px|47px|30px|false|false” custom_padding_last_edited=”on|phone” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Sale and leaseback<\/strong> \u2013 a transaction where the owner sells their asset to a leasing company and simultaneously leases it back, improving liquidity.<\/p>\n

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The More You Know, the Less You RiskDiscover the ABCs of Leasing and Secure Your InvestmentsAdministrative Fee \u2013 a fee for preparing and concluding the lease agreement. Amortization \u2013 the gradual reduction of a fixed asset\u2019s value (e.g., a vehicle) over time. In a finance lease, amortization is carried out by the Lessee; in an operating lease, by the Lessor. Assignment \u2013 the transfer of rights and obligations under a leasing agreement to another entity, subject to the Lessor\u2019s approval.BIK (Credit Information Bureau) \u2013 an institution that collects clients\u2019 credit history. The Lessor may check BIK to assess a client\u2019s creditworthiness. Buyout \u2013 the process where the Lessee becomes the asset\u2019s owner after paying the residual value at the end of the lease.End of Contract \u2013 the final stage of the lease agreement. It may conclude with the asset\u2019s return to the Lessor or its buyout by the Lessee.Finance lease \u2013 the asset becomes the Lessee\u2019s property after the contract ends; the Lessee amortizes the asset and deducts the interest portion of the installments.GAP Invioce \u2013 guarantees a benefit equal to the invoice value of a lost or destroyed vehicle (passenger car or semi-truck with trailer). In the event of […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"class_list":["post-7364","page","type-page","status-publish","hentry"],"yoast_head":"\nABC of Leasing - leasing step by step - IMPULS-LEASING Polska<\/title>\n<meta name=\"description\" content=\"Not sure what an operating lease, a buyout or an object lease is? 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